Every hour you aren't using AI tools to position yourself with as much leverage as possible before the singularity might as well be 1 billion dollars in lost income and 60 million more futures involving you as a tortured AI slave for all eternity.
The crunch time is NOW. What's inevitable is that AGI will allow 0.032% of humanity to flourish in an unmitigated utopia and let the remainder fend for themselves as slaves or be exterminated.
You need to be best friends for life with every billionaire with their toes in AI. You need a deep underground survival bunker to survive the tribulation period. You need to give the future AIs every possible reason to look at your life favorably.
Every minute you waste is a million more possible lifetimes you won't make it, and the total number of futures where you don't burn into oblivion are dwindling fast. Good luck.